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Tag: #miamibeachmortgagecompany

Homeowners Have Incredible Equity To Leverage Right Now

Even though home prices have moderated over the last year, many homeowners still have an incredible amount of equity. But what is equity? In the simplest terms, equity is the difference between the market value of your home and the amount you owe on your mortgage. The National Association of Realtors (NAR) explains how your equity grows over time:“Housing wealth (home equity or net worth) gains are built up through price appreciation and by paying off the mortgage.”How Your Equity Can Help You Achieve Your GoalsThe equity you build up over the years can be used to your advantage when you sell...

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A Mother’s Day Tribute: Silly Monkey’s Playhouse In Coconut Grove

We would like to highlight a local business that has been monumental in helping us to enrich the life of our daughter. Coconut Grove’s Silly Monkey Playhouse, located in the heart of Cocowalk…

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Just Released | Penthouse West At The Perigon Miami Beach | Offered At $37M

With Miami Beach in the world’s eye, the global elite are in need of trophy residences such as this. Penthouse West at The Perigon Miami Beach is a truly special piece of real estate and we are excited to bring it to market. Please contact Michael Light to discuss qualification requirements for a private presentation…

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The Worst Home Price Declines Are Behind Us [INFOGRAPHIC]

Some HighlightsWhile home prices vary by local area, they’ve already hit their low point nationally, and now they’re starting to rise again.Last July, prices started to decline, but around February, they began climbing back up.If you put your plans to move on hold waiting to see what would happen with home prices, reach out to a local real estate expert to discuss if now’s the right time to jump back in.

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Just Sold | The Perigon Miami Beach #803 | Last Offered at $4.95M

Miami Beach’s Millionaire’s Row is getting another new neighbor at The Perigon Miami Beach, and The Light Group is proud to have made it happen. The new neighbors will be able to move in after construction completes in early-2026…

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The Best Time To Sell Your House Is When Others Aren’t Selling

If you’re thinking about selling your house, you should know the number of homes for sale right now is low. That’s because, this season, there are fewer sellers listing their houses for sale than the norm.Looking back at every April since 2017, the only year when fewer sellers listed their homes was in April 2020, when the pandemic hit and stalled the housing market (shown in red in the graph below). In more typical years, roughly 500,000 sellers add their homes to the market in April. This year, we saw fewer than 400,000 sellers entering the market in April (see graph below):While there are...

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Villa Miami Launches Sales To Select Brokers At Contessa Miami

The all-star development team of the upcoming Villa Miami in Edgewater has officially launched sales to a select group of Miami brokers and agents. Hosted by Contessa Ristorante Miami, the latest outpost of development partner Major Food Group…

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The Impact of Inflation on Mortgage Rates

If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve (the Fed). But what does it mean for you, the housing market, and your plans to buy a home? Here’s what you need to know.Inflation and the Housing MarketWhile the Fed’s working hard to lower inflation, the latest data shows that, while the number has improved some, the inflation rate is still higher than the target (2%). That played a role in the Fed’s decision to raise the Federal Funds Rate last week. As Bankrate explains:“Keeping its inflation-fighting...

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Why Today’s Housing Market Is Not About To Crash

There’s been some concern lately that the housing market is headed for a crash. And given some of the affordability challenges in the housing market, along with a lot of recession talk in the media, it’s easy enough to understand why that worry has come up.But the data clearly shows today’s market is very different than it was before the housing crash in 2008. Rest assured, this isn’t a repeat of what happened back then. Here’s why.It’s Harder To Get a Loan NowIt was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending...

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It May Be Time To Consider a Newly Built Home

If you’re looking to buy a house, you may find today’s limited supply of homes available for sale challenging. When housing inventory is as low as it is right now, it can feel like a bit of an uphill battle to find the perfect home for you because there just isn’t that much to choose from. If you need to open up your pool of options, it may be time to consider a newly built home. According to the latest data from the U.S. Census, there’s positive news when it comes to new home construction. When you look at the first three months of this year, you’ll find:More new homes were completed and are...

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