Category: Condo Financing Miami Beach

At Fidelity Home Group, we are Miami Beach Mortgage Experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Miami Beach is a south Florida island city, connected by bridges to mainland Miami. Wide beaches stretch from North Shore Open Space Park, past palm-lined Lummus Park to South Pointe Park. The southern end, South Beach, is known for its international cachet with models and celebrities, and its early-20th-century architecture in the Art Deco Historic district with pastel-colored buildings, especially on Ocean Drive.

Confused About What’s Going on in the Housing Market? Lean on a Professional.

Written by Miami Beach Condo Financing Syndicated User on December 28, 2022. Posted in Buying Myths, Condo Financing Miami Beach, For Buyers, For Sellers, Miami Beach Condo Financing, Selling Myths.

If you’re thinking about buying or selling a home, you probably want to know what’s really happening with home prices, mortgage rates, housing supply, and more. That’s not an easy task considering how sensationalized headlines are today. Jay Thompson, Real Estate Industry Consultant, explains: “Housing market headlines are everywhere. Many are quite sensational, ending with exclamation points or predicting impending doom for the industry. Clickbait, the sensationalizing of headlines and content, has been an issue since the dawn of the internet, and housing news is not immune to it.” ...

Financial Fundamentals for First-Time Homebuyers

Written by Miami Beach Condo Financing Syndicated User on December 27, 2022. Posted in Buying Myths, Condo Financing Miami Beach, Down Payments, First Time Home Buyers, For Buyers, Miami Beach Condo Financing.

Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit Your credit is one element that helps determine which home loan you’ll qualify for. It also impacts your mortgage interest rate. While there are many factors that go into your mortgage application, a higher credit score could lead to a lower monthly payment in the long run. So how do you make sure your credit is in the best...

Last Minute Miami-Style Gift Ideas

Written by Miami Beach Condo Financing Syndicated User on December 23, 2022. Posted in Condo Financing Miami Beach, Holidays, Miami Beach Condo Financing, Miami Grand Prix, Miami Race Week.

It’s not too late!! Noche Buena is within hours with Christmas following right behind and neither will be arriving on Miami time. Given that Miamians are so prone to procrastination and tardiness that we are known for it, let’s review some last-minute Miami-style gift ideas for your loved ones, regardless…

What Makes a House a Home?

Written by Miami Beach Condo Financing Syndicated User on December 23, 2022. Posted in Condo Financing Miami Beach, First Time Home Buyers, For Buyers, Miami Beach Condo Financing, Move-Up Buyers.

There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of buying a home are important, the non-financial and emotional reasons are too. Home means something different to all of us. Whether it’s sharing memories with loved ones at the kitchen table or settling in to read a book in a favorite chair, the emotional connections to our homes can be just as important as the financial ones. Here are some of the things that make a house a home. 1. You Can Be Proud of Your...

What To Expect From the Housing Market in 2023

Written by Miami Beach Condo Financing Syndicated User on December 22, 2022. Posted in Condo Financing Miami Beach, For Buyers, For Sellers, Housing Market Updates, Interest Rates, Miami Beach Condo Financing, Pricing.

The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before in a calendar year. This had a cascading impact on buyer activity, the balance between supply and demand, and ultimately home prices. And as all those things changed, some buyers and sellers put their plans on hold and decided to wait until the market felt a bit more...

Miami Is Set To Host The World Cup 2026 – How Will This Affect Real Estate Values?

Written by Miami Beach Condo Financing Syndicated User on December 21, 2022. Posted in Condo Financing Miami Beach, International Real Estate, Market Trends, Miami Beach Condo Financing, My 3 Cents, World Cup 2026, World Cup Miami.

Leading up to the World Cup, there is an increase in demand for properties that are suited for the hosting of the influx of soccer fans, their family & friends. This demand intensifies after the games conclude, as countless visitors seek to return to the locations with these attributes…

Format Testing

Written by Miami Beach Condo Financing Syndicated User on December 21, 2022. Posted in Condo Financing Miami Beach, drama, Miami Beach Condo Financing, Uncategorized.

This is normal. This is bold. Italics baby. This is a list Bottom Line No matter what, be yourself. Content previously posted on Keeping Current Matters

Homeowners Still Have Positive Equity Gains over the Past 12 Months

Written by Miami Beach Condo Financing Syndicated User on December 21, 2022. Posted in Condo Financing Miami Beach, For Sellers, Housing Market Updates, Miami Beach Condo Financing, Pricing.

If you’re a homeowner, your net worth got a big boost over the past few years thanks to rapidly rising home prices. Here’s how it happened and what it means for you, even as the market moderates. Equity is the current value of your home minus what you owe on the loan. Because there was a significant imbalance between the number of homes available for sale and the number of buyers looking to make a purchase over the past few years, home prices appreciated substantially. And while home price appreciation has moderated this year, and even depreciated slightly in some overheated markets, that...

Florida Mortgage | Selling Your House Is a Gift that Keeps Giving

Written by Miami Beach Condo Financing Syndicated User on December 20, 2022. Posted in Condo Financing Miami Beach, Miami Beach Condo Financing.

Selling Your House Is a Gift that Keeps Giving | If you’re thinking of selling and making a move this holiday season, remember your house could also be someone else’s dream home. NMLS ID 1834853 #floridahousingmarket #floridarealestate #floridahomebuyers

Mortgage Rates Are Dropping. What Does That Mean for You?

Written by Miami Beach Condo Financing Syndicated User on December 20, 2022. Posted in Buying Myths, Condo Financing Miami Beach, First Time Home Buyers, For Buyers, Housing Market Updates, Interest Rates, Miami Beach Condo Financing, Move-Up Buyers.

Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy. Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), explains it well by saying: “Mortgage rates dropped even further this week as two main factors affecting today’s mortgage market became more favorable. Inflation continued to ease while the Federal Reserve switched to a smaller interest rate hike. As a...