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Category: Miami Beach Condo Financing

At Fidelity Home Group, we are Miami Beach Mortgage Experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Miami Beach is a south Florida island city, connected by bridges to mainland Miami. Wide beaches stretch from North Shore Open Space Park, past palm-lined Lummus Park to South Pointe Park. The southern end, South Beach, is known for its international cachet with models and celebrities, and its early-20th-century architecture in the Art Deco Historic district with pastel-colored buildings, especially on Ocean Drive.

What To Know About Credit Scores Before Buying a Home

If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An article from US Bank explains:“A credit score isn’t the only deciding factor on your mortgage application, but it’s a significant one. So, when you’re house shopping, it’s important to know where your credit stands and how to use it to get the best mortgage rate possible.”That means your credit...

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Reasons We Love The Residences at Mandarin Oriental, Miami On Brickell Key

In a booming real estate market like the one Miami is currently experiencing, it can be easy to get lost in the sea of new projects. In order to bring clarification for our readers and clients, we are going to discuss the features that stand out in our favorite opportunities for each neighborhood. To begin, we will discuss The Residences at Mandarin Oriental, Miami, which is coming to Brickell Key. Having recently launched sales, this is one of the newest projects in the Miami area. It was initially announced in the summer of 2023, with sales launching in November. The Residences at Mandarin...

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The First Step: Getting Pre-Approved for a Mortgage [INFOGRAPHIC]

Some HighlightsIf you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow.As more buyers re-enter the market, it’ll help you make a strong offer that stands out from the crowd.Talk to a trusted professional to learn more and begin your homebuying process today.

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Dezer’s Bentley Residences In Sunny Isles Breaks Ground

Construction has officially begun on the luxe Bentley Residences in Sunny Isles Beach, a partnership between Bentley Motors and Dezer Development. This week, the developer hosted a lavish event to celebrate the milestone on the project site at 18401 Collins Avenue in Sunny Isles. Built with the needs of Bentley car owners in mind, the 749-foot beachfront skyscraper will be home to the ‘Dezervator,’ a patented car lift that allows owners to display their collections in glass garages next to the residence itself… even in the 62nd-story penthouse. Rendering of Bentley Tower Residences Sunny Isles...

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Why We Aren’t Headed for a Housing Crash

If you’re holding out hope that the housing market is going to crash and bring home prices back down, here’s a look at what the data shows. And spoiler alert: that’s not in the cards. Instead, experts say home prices are going to keep going up.Today’s market is very different than it was before the housing crash in 2008. Here’s why.It’s Harder To Get a Loan Now – and That’s Actually a Good ThingIt was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending standards, making it easy for just about anyone to qualify...

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Why You Want an Agent’s Advice for Your Move

No matter how you slice it, buying or selling a home is a big decision. And when you’re going through any change in your life and you need some guidance, what do you do? You get advice from people who know what they’re talking about. Moving is no exception. You need insights from the pros to help you feel confident in your decision. Freddie Mac explains it like this:“As you set out to find the right home for your family, be sure to select experienced, trusted professionals who will help you make informed decisions and avoid pitfalls.”And while perfect advice isn’t possible – not even from the...

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JDS Development Group Unveils Mercedes-Benz Places in Miami’s Brickell Financial District

Mercedes-Benz is entering the Miami real estate game by partnering with New York’s uber-successful JDS Development Group. Together they are bringing Mercedes-Benz Places to the Brickell Financial District. When completed, the sleek tower will reach 67-stories and offer 2.5 million interior square feet, making it one of the largest developments in Florida. The tower is currently under construction at 1 Southside Park in Brickell with 1133 SW 2nd Avenue as the address. This central address positions Mercedes-Benz Places with close proximity to the banks and financial institution that have made...

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Why Today’s Housing Supply Is a Sweet Spot for Sellers

Wondering if it still makes sense to sell your house right now? The short answer is, yes. And if you look at the current number of homes for sale, you’ll see two reasons why.An article from Calculated Risk shows there are 15.6% more homes for sale now compared to the same week last year. That tells us inventory has grown. But going back to 2019, the last normal year in the housing market, there are nearly 40% fewer homes available now:Here’s a breakdown of how this benefits you when you sell. 1. You Have More Options for Your MoveAre you thinking about selling because your current house is too...

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The Truth About Down Payments

If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case.Unless specified by your loan type or lender, it’s typically not required to put 20% down. That means you could be closer to your homebuying dream than you realize.As The Mortgage Reports says:“Although putting down 20% to avoid mortgage insurance is wise if affordable, it’s a myth that this is always necessary. In fact, most...

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Four Seasons Residences in Coconut Grove | Floor Plans, Pricing & Details

As we reported last week, the Four Seasons Residences in Coconut Grove is launching sales…finally. Much speculation has been swirling about height of the building, number of units, size/layouts of each unit and, most importantly, price point. Well, I have laid out most of those details, below. ***Please contact me directly for pricing & floor plans*** Four Seasons Coconut Grove Residences Building Features Total of 72 private residences – 68 residences & 4 penthouses 22 stories tall 4 residences per floor 3+ bedroom floor plans, ALL with water views 2,895 – 3,974 square footage range...

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